Flexible finance options
Get any Samsung product and enjoy flexible installment plans—from 3 to 12 months, or up to 18 months via Home Credit.
Recommended Products
Exclusive offers for Galaxy Z Fold8, Z Flip8 Series and Galaxy Watch9 | Watch Ultra2 Series
UnionBank Exclusive Offer: 7% off + ₱3,000 Cashback
| 1. | Customer to purchase the new Galaxy devices in participating stores and channels. |
| 2. | The Promo is open to all principal and supplementary UnionBank credit cardholders (“Cardholders”) whose cards have been issued by UnionBank of the Philippines (“UnionBank Issued Credit Cards”) or issued by any other banking or financial institution and later on acquired by or transferred to UnionBank of the Philippines (“UnionBank Acquired Credit Cards”), |
| * | Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose UnionBank Credit Cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of UnionBank Credit Cards.Anti-Bribery and Corruptions laws, regulations, and policies from participating in and/or qualifying for this Promo. |
| 3. | Pre Order |
| a. | a. Cardholders can enjoy up to 7% off at Pre Order Cash Price when they purchase and enjoy 0% PayEasy Installment for 24 and 36 months at Samsung.com/ph. |
| b. | Minimum spend of at least ₱35,000 required for 12 months, ₱80,000 for 24 months, and P120,000 for 36 months installment for Samsung.com/ph. |
| 4. | The promo cannot be exchanged for other items or discount privileges, but can be availed in conjunction with other promotions, and partner Merchant's VIP/Membership privileges. |
| 5. | Offers are not transferable and are not convertible to cash or gift certificates. |
| 6. | Exclusive offer is only applicable from time of customer payment. |
| 7. | Offer can be combined with Trade-in and other offers. Minimum spend for cashbacks applies. |
Promo runs from July 22 to Augsut 13, 2026.
BDO Exclusive Offer: 4% off + Up to ₱5,000 cashback for 12 to 36 months
| 1. | Promo is open to all active Principal and Supplementary credit cardholders of Mastercard, Visa, JCB, UnionPay, Diners Club and American Express Cards. Account (single and dual currency accounts) must be active and of good credit standing (i.e., no past due) within the Promo Period and at the time of Cashback posting. |
| 2. | The Promo will run from July 23 to August 13 (“Promo Period”). All transactions must be made within the Promo Period to avail of the Offer. |
| 3. | Pre Order |
| a. | Get up to 4% + Up to ₱5,000 cashback (min spend of ₱80,000) on 24 months term |
| b. | Galaxy Watch9/Ultra2 Series discount valid when purchased together with Galaxy Z Fold8, Z Flip8 Series |
| c. | Minimum spend of at least ₱35,000 required for 12 months, ₱80,000 for 24 months, and ₱120,000 for 36 months installment for Samsung.com/ph. |
| 4. | Cardholder understands that by joining the Promo, transaction/s must not be used to redeem from other BDO Credit Card promos such as but not limited to Dining Deals, Online Deals (e.g. Lazada, Shopee, Food Deliveries, etc.), SM 3 Day Sale, Credit Card Activation Programs and other discount promos. By choosing to redeem other offers before the Cashback awarding, Cardholder understands that these transactions will no longer be qualified under this Promo. |
| 5. | Exclusive offer is only applicable from time of customer payment. |
Promo runs from July 22 to Augsut 13, 2026.
Metrobank Exclusive Offer: Up to 7% off + 7% cashback
| 1. | Customer to purchase the new Galaxy devices in-store and online via Samsung.com/ph. |
| 2. | Customer to pay via Metrobank 0% installment for 12 to 36 mos within promo period. |
| 3. | The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage, Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, ICON Mastercard, Robinsons Mastercard, Rewards Plus, Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, and Travel Signature Visa in good credit standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Dollar Mastercard, Metrobank PRIME, Elite. |
| 4. | Pre Order |
| a. | 7% off + 7% cashback (capped at ₱7,000, min spend of ₱50,000). |
| b. | 7% cashback will be computed based on amount NET of discount (minimum single-receipt spend applies), limited to 1x per cardholder only, maximum cashback amount of ₱7,000 per customer applies. |
| c. | Enrollment required for Cashback |
| d. | Minimum spend of at least ₱35,000 required for 12 months, ₱80,000 for 24 months, and ₱120,000 for 36 months installment for Samsung.com/ph. |
| * | When purchased together with a participating smartphone/ tablet Cashback computation based on per model price eligibility. All models can qualify for cashback provided minimum single-receipt of ₱50,000 NET of all discounts is met. |
| 5. | The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 30 business days from the transaction date. Cashback earned shall appear with transaction description of “SAMSUNG PROMO” in the cardholder’s Statement of Account. |
| 6. | Other installment tenors and straight transactions are excluded from the promo. |
| 7. | The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products. |
| 8. | The promo is valid in conjunction with other existing promos, unless otherwise stated. |
| 9. | Splitting of transaction for the purpose of availing multiple cashbacks is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes. |
| 10. | Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account. |
| 11. | To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited. |
| 12. | Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit. |
| 13. | All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full. |
| 14. | The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. |
| 15. | The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo. |
| 16. | Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and Samsung, with the concurrence of the DTI. Samsung agrees to hold Metrobank free and harmless from any liability in the event of such dispute. |
| 17. | In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final. |
| 18. | By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions. Offer can be combined with Trade-in and other offers. Minimum spend for cashback applies. |
Promo runs from July 22 to Augsut 13, 2026.
BPI Exclusive Offer: Up to 9% off
| 1. | Customer to purchase the new Galaxy devices in-store and online via Samsung.com/ph. |
| 2. | Customer to pay via BPI 0% installment for 24 mos and 36 mos within promo period. |
| 3. | The promo is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing. List of BPI Credit Cards: BPI Amore Cashback Card, BPI Amore Platinum Cashback Card, BPI Corporate Card, BPI eCredit Card (applicable to online transactions only) , BPI Edge Card, BPI Gold Rewards Card, BPI Platinum Rewards Card, BPI Rewards Card, BPI Signature Card, and Petron BPI Card. |
| 4. | Pre Order |
| a. | Qualified Cardholders can enjoy up to 9% off for 24 months and 36 months installment on the participating Galaxy devices within promo duration in Samsung.com/ph |
| b. | Minimum spend of at least ₱80,000 required for 24 months and ₱120,000 for 36 months installment for Samsung.com/ph |
| 5. | Offer can be combined with other available offers in-store and online. Discount applies to final amount, NET of other discounts. Exclusive offer is only applicable from time of customer payment. |
| 6. | Offer can be combined with Trade-in and other offers. |
Promo runs from July 22 to Augsut 13, 2026.
Eastwest Exclusive Offer: Up to 11% off
| 1. | Customer to purchase the new Galaxy devices in-store. |
| 2. | Customer to pay via EastWest 0% installment for 24 mos within promo period. |
| 3. | The promo is open to cardholders of EastWest. |
| 4. | Pre Order |
| a. | Qualified Cardholders can enjoy up to 11% off on the participating Galaxy devices within promo duration at participating Samsung Authorized Stores nationwide on 0% Installment for 24 months. |
| b. | Minimum spend of at least ₱80,000 required for 24 months installment for Samsung.com/ph |
| 5. | The 0% interest on installment offer shall apply provided Cardholders pay their Total Statement Balance in full. |
| 6. | All 0% interest on installment transactions are subject to EastWest’s credit authorization criteria upon purchase of goods. |
| 7. | The Cardholder's EastWest Credit Card account must be active and current at all times. In the event that the Cardholder's EastWest Credit Card is suspended, cancelled, or not renewed, or should the Cardholder fail to make payments, breach or violate the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards, the remaining unpaid installment amount, as well as the entire outstanding balance of the Cardholder's EastWest Credit Card account, shall immediately become due and demandable. |
| 8. | In case of partial payment by the Cardholder of the installment amount, the unpaid balance shall incur the usual finance charges imposed on revolving balances in accordance with the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards. |
| 9. | If the Cardholder pays the installment amount in full per month but has an outstanding or revolving balance on his/her previous/other purchases or installment availments, his/her EastWest Credit Card account shall likewise incur finance charges. |
| 10. | In case of pre-termination, the Cardholder agrees to pay an Installment Pre-termination Processing Fee equivalent to 5% of the remaining principal balance or ₱500, whichever is higher. |
| 11. | Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards shall apply. |
| 12. | By joining this promo, the Cardholder confirms that he/she has read, understood, and agreed to the mechanics of the promo, including, but not limited to, these terms and conditions. |
| 13. | For any inquiry on the promo or concern on the card account, Cardholders may contact the EastWest 24-Hour Customer Service Hotline at (+632) 8888-1700 or send an e-mail to cards@eastwestbanker.com. |
| 14. | In case of disputes related to the promo, the decision of EastWest shall be conclusive. All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by EastWest and Samsung, with approval from DTI. |
| 15. | Exclusive offer is only applicable from time of customer payment. |
| 16. | Offer can be combined with Trade-in and other offers, minimum spend requirement applies. |
Promo runs from July 22 to Augsut 13, 2026.
HSBC Exclusive Offer: Up to 10% off
| 1. | Promo is open to all HSBC Credit Cardholders of the following: HSBC Visa Classic, HSBC Mastercard Classic, HSBC Red Mastercard, HSBC Gold Visa Cash Back, HSBC Gold Mastercard, HSBC Advance Visa, HSBC Premier Mastercard, HSBC Platinum Visa Rebate, and HSBC Live+. Debit and Corporate cards are excluded from the Promo. |
| 2. | The Cardholder ("Qualified Cardholder") must be in good credit standing during the Promo Period in accordance with HSBC Terms and Conditions. For the avoidance of doubt, a card is in good credit standing if their reason for HSBC to restrain, suspend, cancel, withdraw, terminate the card pursuant to the HSBC Card Terms and Conditions as well as Legal and Compliance Policy considerations. |
| 3. | Promo shall run from July 22 to August 13. |
| 4. | Cardholders must settle payment with their HSBC Visa Credit Card 0% installment to enjoy the Offer. |
| 5. | Pre Order |
| a. | [Online] Qualified Cardholders can enjoy 10% off on participating devices on 0% Installment 24 months. |
| b. | Minimum spend of at least ₱80,000 required for 24 months installment for Samsung.com/ph |
| 6. | Offer can be combined with other offers in-store. Discount computed based on final amount, NET of all other discounts. |
| 7. | Exclusive offer is only applicable from time of customer payment. |
| 8. | Offer can be combined with Trade-in and other offers. |
Promo runs from July 22 to Augsut 13, 2026.
Promo mechanics
More questions? Check out the mechanics below.
See participating products
For the complete list of participating products, please click here.
BDO full mechanics
| 1. | The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa and JCB) and BDO-issued American Express® Cards. Corporate Cards, Distribution Cards and purchasing Cards are excluded from the Promo. |
| 2. | The Promo will run until July 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 3. | Qualified cardholders may avail 0% interest for up to 12 months installment term with respective minimum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum of ₱3,000 | 3 Months | 0% Interest for 3 months only |
| Minimum of ₱15,000 | 6 Months | 0% Interest for 3 and 6 months only |
| Minimum of ₱25,000 | 9 Months | 0% Interest for 3, 6, and 9 months only |
| Minimum of ₱35,000 | 12 Months | 0% Interest for 3, 6, 9, and 12 months only |
| 4. | All BDO installment transactions are subject to bank approval. |
| 5. | The entire installment transaction amount shall be deducted from the Cardholder's available credit limit. |
| 6. | BDO may, at its sole and absolute option, accommodate Cardholder's request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or ₱300, whichever is higher, will be charged to the Cardholder's account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. |
| 7. | In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO with the concurrence of DTI. |
| 8. | The 0% is only applicable if the customers have fully paid their credit card bill. |
| 9. | Samsung reserves the right not to include products to be given with 0% interest installment. |
The promo runs from January 20, 2026 - July 31, 2026.
BPI full mechanics
| 1. | The Program is open to cardholders with participating BPI Credit Cards whose accounts are active and in good standing. List of BPI Credit Cards: Amore Cashback Card, Amore Platinum Cashback Card, Corporate MasterCard, Edge MasterCard, Gold Rewards Card, Platinum Rewards Cards, Rewards Card, Signature Card, Petron-BPI Card. |
| 2. | To qualify for the Program, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Samsung.com/ph or Samsung Online Store. |
| 3. | The Promo will run until July 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 4. | Qualified cardholders may avail 0% interest for up to 12 months installment term with respective minimum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum of ₱3,000 | 3 Months | 0% Interest for 3 months only |
| Minimum of ₱15,000 | 6 Months | 0% Interest for 3 and 6 months only |
| Minimum of ₱25,000 | 9 Months | 0% Interest for 3, 6, and 9 months only |
| Minimum of ₱35,000 | 12 Months | 0% Interest for 3, 6, 9, and 12 months only |
| 5. | All installment transactions are subject to BPI's approval. |
| 6. | If available, cardholder can also choose to avail of the other SIP features: |
| • | Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders. Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions. |
| • | Buy Now Pay up to 3 months Later (seasonal campaign only). First monthly amortization will be posted to the BPI Credit Cardholder's account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. |
| 7. | The Special Installment Plan (SIP) Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of ₱3,000. |
| 8. | Samsung reserves the right not to include products to be given with 0% interest installment. |
The promo runs from January 1, 2026 - July 31, 2026.
UnionBank full mechanics
| 1. | The Program is open to cardholders with participating UnionBank Credit Cards whose accounts are active and in good standing. List of UnionBank Credit Cards: UnionBank Reserve Visa Infinite, Unionbank Miles+ Visa Signature, UnionBank Rewards Visa Platinum, UnionBank Cashback Visa/Platinum, UnionBank Reserve World Elite Mastercard, UnionBank Miles+ World Mastercard, UnionBank Cashback Titanium Mastercard, UnionBank Rewards Platinum Mastercard, Unionbank S&R Visa Platinum, UnionBank Shell Power Visa Gold and UnionBank Shell Power Visa Platinum |
| 2. | To qualify for the Program, the Cardholder must use his or her Participating UnionBank Credit Card to pay for his or her purchases at Samsung.com/ph or Samsung Online Store. |
| 3. | The Promo will run until July 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 4. | Qualified cardholders may avail 0% interest for up to 12 months installment term with respective minimum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum of ₱3,000 | 3 Months | 0% Interest for 3 months only |
| Minimum of ₱15,000 | 6 Months | 0% Interest for 3 and 6 months only |
| Minimum of ₱25,000 | 9 Months | 0% Interest for 3, 6, and 9 months only |
| Minimum of ₱35,000 | 12 Months | 0% Interest for 3, 6, 9, and 12 months only |
| 5. | All installment transactions are subject to bank approval based on the available limit or account credit limit / spend limit, as applicable, at the time of purchase and conversion. |
| 6. | The program is available for single-receipt purchases of at least ₱3,000 (minimum spend). |
| 7. | Samsung reserves the right not to include products to be given with 0% interest installment. |
The promo runs from January 1, 2026 - July 31, 2026.
HSBC full mechanics
| 1. | The holders of the following HSBC credit cards in good standing ("Cardholders") may participate in the Program: HSBC Classic Visa, HSBC Classic MasterCard, HSBC Red MasterCard, HSBC Gold Visa, HSBC Gold MasterCard, HSBC Advance Visa, HSBC Premier MasterCard and HSBC Platinum Visa issued in the Philippines. Corporate and Debit Cards are excluded from the Promo. |
| 2. | To qualify for the Program, the Cardholder must use his or her Participating HSBC Credit Card to pay for his or her purchases at Samsung.com/ph or Samsung Online Store. |
| 3. | The Promo will run until July 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 4. | Qualified cardholders may avail 0% interest for up to 12 months installment term with respective minimum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum of ₱3,000 | 3 Months | 0% Interest for 3 months only |
| Minimum of ₱15,000 | 6 Months | 0% Interest for 3 and 6 months only |
| Minimum of ₱35,000 | 12 Months | 0% Interest for 3, 6, and 12 months only |
| 5. | All installment transactions are subject to HSBC's approval. A minimum purchase amount is required to avail of the installment. |
| 6. | Samsung reserves the right not to include products to be given with 0% interest installment. |
The promo runs from January 1, 2026 - July 31, 2026.
Metrobank full mechanics
| 1. | The promo is applicable to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa and Travel Platinum Visa cardholders in good standing only. The promo is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa cards. |
| 2. | The Promo will run until July 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 3. | Qualified cardholders may avail 0% interest for up to 12 months installment term with respective minimum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum of ₱3,000 | 3 Months | 0% Interest for 3 months only |
| Minimum of ₱15,000 | 6 Months | 0% Interest for 3 and 6 months only |
| Minimum of ₱25,000 | 9 Months | 0% Interest for 3, 6, and 9 months only |
| Minimum of ₱35,000 | 12 Months | 0% Interest for 3, 6, 9, and 12 months only |
| 4. | All Metrobank installment transactions are subject to bank approval. |
| 5. | All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of the Metrobank credit card 0% installment programs. |
| 6. | Samsung reserves the right not to include products to be given with 0% interest installment. |
The promo runs from January 20, 2026 - July 31, 2026.
EastWest full mechanics
| 1. | The Promo is open to all active Principal and Supplementary Credit Cardholders of EastWest (Mastercard, Visa and JCB) and EastWest-issued American Express® Cards. Corporate Cards, Distribution Cards and purchasing Cards are excluded from the Promo. |
| 2. | The Promo will run until July 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 3. | Qualified cardholders may avail 0% interest for up to 12 months installment term with respective minimum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum of ₱3,000 | 3 Months | 0% Interest for 3 months only |
| Minimum of ₱15,000 | 6 Months | 0% Interest for 3 and 6 months only |
| Minimum of ₱25,000 | 9 Months | 0% Interest for 3, 6, and 9 months only |
| Minimum of ₱35,000 | 12 Months | 0% Interest for 3, 6, 9, and 12 months only |
| 4. | All EastWest installment transactions are subject to bank approval. |
| 5. | The entire installment transaction amount shall be deducted from the Cardholder's available credit limit. |
| 6. | EastWest may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or ₱300, whichever is higher, will be charged to the Cardholder’s account. After EastWest has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full. |
| 7. | In case of dispute in respect of but not limited to EastWest Credit Cardholder's eligibility, coverage of dates, fulfillment, EastWest's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by EastWest with the concurrence of DTI. |
| 8. | The 0% is only applicable if the customers have fully paid their credit card bill. |
| 9. | Samsung reserves the right not to include products to be given with 0% interest installment. |
The promo runs from January 25, 2026 - July 31, 2026.
Home Credit full mechanics
| 1. | The Promo is open to select Home Credit Account Holders starting on said promo duration. |
| 2. | The Promo will run until September 18, 2026 at Samsung.com/ph or Samsung Online Store. |
| 3. | Qualified account holders may avail 0% interest for up to 18 months installment term with respective minimum and maximum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum ₱3,000 Maximum ₱150,000 |
6 Months | As low as 0% interest across all tenors* *subject to Home Credit’s Effective Interest Rates (EIR) No down-payment + 5% discount (Upon approval, during contract review, before signing on Home Credit app) + Origination Fee/Processing fee of 0.5%, capped at ₱150 per month |
| 9 Months | ||
| 12 Months | ||
| 15 Months | ||
| 18 Months |
| 4. | All transactions are subject to Home Credit Approval/Eligibility. |
| 5. | The entire installment transaction amount shall be deducted from the account holder available credit limit. |
| 6. | Customer must have a Home Credit Product (POS, Qwarta, Credit Card). |
| 7. | Customer must be eligible for online installment, customer should receive communication via email. |
| 8. | For customers with no offer; Home Credit will be directing them to the POS for assistance of Home Credit Sales Associates. |
The promo runs from June 19, 2026 - September 18, 2026.
- Terms and conditions apply.
- Per DTI Fair Trade Permit No. FTEB-245314, 245346, 245053 Series of 2025, FTEB-246886, 246880, 247165, 259992, 262261 Series of 2026.
